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SBI Cards Offer T&C


1.    This Marketing Program (“Program”) is offered by SBI Card & Payment Services Ltd. (“SBICPSL”) under an arrangement with PC Jeweller Limited  (“ PCJeweller ”). It is open to all legal residents of India holding a valid and current SBI/Tata Credit Card (“Cardholder”) and to whom a communication is sent by SBICPSL and/or PCJeweller .
2.    The Validity of the Program (“Term”) is 22nd – 26th April 2020 unless extended by SBICPSL and PCJeweller by mutual consent in writing for a further period “additional term”.
3.    All SBI/Tata Credit Cardholders excluding SBI/Tata Corporate Credit Card with no payment outstanding of more than 30 days are covered under this Program.
4.    Offer applicable only on above mentioned program term
5.    Under this Program, cardholder can avail:
a.    5% cashback on jewelry purchases on
b.    Minimum transaction Amount : Rs 15000
c.    Max cashback to be availed : Rs 1250 per card account
d.    Offer provided by PCJeweller : Upto 30% Off on Diamond Jewellery and on making charges of Gold Jewellery subject to terms and conditions. This offer on discounts on diamond jewelry & on making charges of gold is being provided by PCJeweller as per their terms & conditions & not by SBICPSL
6.    In case of full cancellation/return of your order, transaction will not qualify for the Offer under this program. If you cancel a part of your order, you will qualify for the Offer only on the net amount you pay on the basis eligibility.
7.    Cashback for eligible transactions would be posted on the 25th July, 2020
8.    On Shipping  & Delivery :
a.    Delivery timelines of products by PCJeweller is subject to opening of lockdown as per government notification and resumption of services . The deliveries will start post resumption of normalized services. The product will be delivered to customer at their selected address . Further terms regarding delivery are available on the PCJeweller website
b.    No cancellation or refund is allowed for Gold Jewellery & Gold Coin Products. Only exchange is available as per the PCJeweller exchange policy . Further details regarding cancelation/ exchange policy are available on the PCJeweller website

Other Terms and Conditions:

1.    The above Offer is by way of a special offer for SBI/Tata Credit Cardholders only excluding SBI/Tata Corporate Credit Cardholders and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement between SBI and their Clients. The terms of the above Program shall be in addition to and not in derogation of the terms contained in the card member agreement.
2.    Any query regarding the program will be entertained only till 25.8.2020. Post such date, SBICPSL & PCJeweller will not entertain any correspondence or communication in any manner whatsoever regarding this Program from any persons.
3.    SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any direct liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability to PCJeweller.
4.    All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part of this exclusive offer as mentioned in this communication.
5.    Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website, are representative only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same.
6.    Products offered under this program are subject to availability from the respective participating merchants/sellers of PCJeweller and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
7.    Under no circumstances will the offer being offered under this Program be settled with cash in lieu by SBICPSL or by PCJeweller.
8.    Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.
9.    PCJeweller Akshay Tritiya scheme is for limited period only and can be withdrawn without prior notice.
10.    SBICPSL will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by PCJeweller on products/services made available by it and the same shall be at the sole risk and consequences of PCJeweller and without reference to SBICPSL.
11.    All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
12.    This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
13.    SBICPSL reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Card subject to intimation to PCJeweller of such disqualification.
14.    Any person availing this Offer shall be deemed to have accepted these terms and conditions.
15.    SBICPSL and PCJeweller reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
16.    Delinquent SBI/Tata credit card members will not qualify for this Offer.
17.    Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
18.    Nothing herein amounts to a commitment by SBICPSL to conduct further, similar or other Offers.
19.    Any disputes arising out of the Offer between SBICPSL and Cardholder shall be subject to arbitration by a sole arbitrator to be appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The place of arbitration shall be at New Delhi, India and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL or PCJeweller or any of its affiliates.